With gas prices continuing to put pressure on drivers, fuel rewards programs have become essential for anyone looking to cut costs at the pump. But with so many programs offering cents-off here and bonus points there, which ones actually deliver consistent value?
This ranking breaks down the top 10 fuel rewards programs in the U.S., based on nationwide availability, average savings, ease of use, and stackability with other discounts like gift cards and cashback apps.
- Shell Fuel Rewards
Shell Fuel Rewards consistently ranks at the top thanks to its flexible earning options and broad partner network. You get 5¢ off per gallon just for joining, and you can stack discounts from grocery store programs like Kroger.
Highlights:
- Stackable with credit card offers and third-party rewards
- Earn extra discounts through dining and online shopping
- Redeem at the pump or via the Shell app
- BPme Rewards
BPme Rewards offers 5¢ off per gallon on every fill-up after your first purchase. The BPme app also lets you pay directly from your phone, making it a contactless and convenient experience.
Highlights:
- Mobile app required for full functionality
- Offers additional bonus promotions for frequent users
- Easily stackable with prepaid gift cards
- Exxon Mobil Rewards+
Exxon Mobil Rewards+ is a points-based system that gives 3 points per gallon and 2 points per dollar in-store. Points are redeemable for fuel, snacks, or car washes, with 100 points equaling $1.
Highlights:
- Combine with partner credit card bonuses
- Use across thousands of Exxon and Mobil locations
- Compatible with mobile pay at select pumps
- Speedway Speedy Rewards
Speedway Speedy Rewards is popular in the Midwest and East Coast, giving points on fuel and convenience store items that can be redeemed for discounts or gift cards.
Highlights:
- Frequent promotions for bonus points
- Broad reward options (not just fuel)
- Fuel savings events offered seasonally
- Circle K Easy Rewards
Circle K Easy Rewards lets users earn 10 points per gallon and 20 points per dollar spent in-store, with 2,000 points translating to $2 in fuel savings.
Highlights:
- Simple redemption at the pump
- Frequent in-store discount coupons
- Good for those who buy snacks or drinks frequently
- Kroger Fuel Points
Kroger Fuel Points are earned by grocery shopping and redeemable at Kroger Fuel Centers and participating Shell stations. You can earn 4x points during gift card promos.
Highlights:
- Easily stackable with grocery trips
- Promotions often increase earning potential
- Excellent for families and weekly shoppers
- Safeway for U
Safeway for U rewards you with 1 point per $1 spent, and every 100 points gives you 10¢ off per gallon at participating stations, including Chevron and Safeway Fuel Centers.
Highlights:
- Combines with digital coupons for extra value
- Partnered with Albertsons for wider availability
- Fuel point expiration policies require regular redemption
- Casey’s Rewards
Casey’s Rewards provides points on gas and in-store items. Redeem for fuel discounts, pizza, or donate to local schools.
Highlights:
- Available in many Midwest and Southern states
- Redeem 250 points for 5¢ off per gallon
- Community donation option is a unique perk
- Love’s Connect Rewards
Love’s caters to long-haul drivers and road trippers. Points can be earned on fuel, food, and showers.
Highlights:
- Designed for over-the-road drivers
- Stackable with discounts from the My Love Rewards card
- Full-featured app for managing receipts and transactions
- Thorntons Refreshing Rewards
Thorntons lets users save 5–10¢ per gallon after meeting in-store or fuel purchase thresholds.
Highlights:
- Works well for regular customers in Kentucky, Indiana, and surrounding areas
- Points expire after 12 months of inactivity
- Exclusive in-store food offers
Bonus Tip: Stack With Gift Cards for Even More Savings
Loyalty programs deliver long-term savings, but you can accelerate those benefits by pairing them with virtual cards. When you earn cashback with a Shell virtual card or get rewards with a BP virtual card through Fluz, you create a stackable fuel savings strategy that combines upfront cashback with pump discounts.
